Matt Chandler


I was lucky enough to have been born and raised right here in beautiful Lakeland, Florida! I graduated from the University of South Florida in 2011 as a member of the Pi Gamma Mu honor society.

I served in the United States Air Force for six years and was stationed in Homestead, Florida while working with Egress Systems on F-16’s for the 482nd Fighter Wing. Prior to obtaining my real estate license, I worked for a large auto insurer in Central Florida for 7 years and worked my way up into multiple management positions that taught me a great deal about customer service and how to best be there to support someone in oftentimes very difficult and stressful situations.

I have a three-year-old son who is the absolute best thing in my entire life! Any free time we have, you can usually find us out fishing and exploring on our boat in Tampa Bay, playing at the park or feeding the ducks near our house in Downtown.

I am truly and completely invested in the Lakeland area. My experience in the customer service industry, attention to detail learned throughout my time in the military and my familiarity with the Lakeland area will be a great benefit to both buyers and sellers alike.

Kristina Palm


A licensed Realtor with S&D Real Estate Services, Kristina Palm benefits from coming from a long line of family in the Real Estate business in Polk County.  Understanding the dynamics of the business from the ground up gives her an advantage over most Realtors because she understands the complexities of the contract process, which is vital to every transaction.  Holding a degree in Business Management and spending most of her career in the customer service profession, Kristina enjoys working with people to help their dreams become a reality.  Married to her high school sweetheart, together they have 4 children ranging in ages from 16 to 4.  Navigating the demands of family and work has given her the patience and knowledge to help her clients find the perfect home that fits their own families.  It’s not just the home that matters, it’s the location, the schools, transportation, restrictions and building a life together that make a house a home.  Call Kristina today to work with someone who understands, not only your needs but how to make that need a reality.   

Tammy Schneider


As I grew older I fell in love with my hometown Lakeland! I’ve been in the insurance field for 20 years, but I wanted to get more involved in the community and help make others dreams a reality in finding their home. I got my real estate license and joined a nonfranchise locally owned brokerage S&D Real Estate Services, it is wonderful working with caring people who give back to the community in so many ways. I am blessed and truly enjoy helping people put the puzzle pieces together on their new journey, so consider me your professional Real Estate matchmaker.

With Over 40 Years of Experience, Let Us Help You!